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Old 01-02-2019, 01:54 PM   #19
PNW Fireguy
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Join Date: Nov 2015
Location: Arlington
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M.O.C. #18081
Quote:
Originally Posted by mazboy View Post
first off your insurance will cover you regardless. you can confirm by contacting your insurance carrier. As for liability, you have whatever your limit is...any thing over that you come out of your pocket.



starting out, I would, again, just use what you have; a 3/4 ton.


Unless you have lots of money I'd start out with the truck you have.



I realize that this is something you believe and may very well be what you have experienced. However I know of situations where the carrier has denied coverage due to "negligence". I am also of the belief that if the insurance company can find a way not to pay they will. Just look at all the Sandy storm victims and their horror stories.



If the OP does his due diligence and verifies his specific scenario that would be the best advice I could give.
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