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Old 03-29-2006, 02:13 AM   #32
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
Quote:
quote:Originally posted by TheCoachPotatoes

Bob and Jan,
Thanks for the info regarding supplemental insurance. While we do have Insurance through my employer after retirement, I was really curious about what people do once they are on Medicare. As Parrothead mentioned, if you have a serious illness, Medicare might not be enough. Glad to see you can get a break in premium once on Medicare for supplemental insurance.
After retirement and when Medicare kicks in for you NORMALLY Medicare becomes the primary insurer and employer Insurance becomes secondary. In other words Medicare will pay whatever they authorize then your employer Insurance picks up whatever they authorize. In our case (Federal BC/BS) medical mutual in Ohio) We have never had to pay anything. Have a chat with your employer and find out how that will work for you..you MAY be in good shape.
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