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Old 04-26-2018, 07:42 AM   #6
1retired06
Montana Master
 
Join Date: Feb 2012
Location: Lake Gaston
Posts: 8,773
M.O.C. #12156
We have had golf carts we have left in Florida each summer for 12 years. Just bought a 2015 club car this winter, did not worry about insurance for it. Put it up on blocks on our site, cover it and chain it down when we leave Florida. In 12 years never a problem even with last years storm which hit our park pretty hard. No charge at our park for having it. Liability for the cart is covered by an umbrella personal liability policy that goes on top of our auto and home insurance and ramps up our liability coverage to $5M wherever we go, including auto, home, boat, RV, etc. I pay $150 a year for that additional coverage.
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Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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