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I heard somewhere that homeowners covers rv contents only when the rv is parked at home, not when it's on the road or in a campground? Is that correct? Or maybe the RV rider Rich mentioned picks up the shortage?
Also, when we in this forum and others refer to "fulltimers insurance" it is the liability insurance Ken referenced.
Just as point of reference, I last month renewed our policy. For the Montana plus fulltimers liability plus disappearing deductible and full replacement coverage the first five years of the rv's life and the other bells and whistles, our premium is $705/year. That's with National Interstate. I set the initial value of the Montana at 62,000 for replacement purposes.
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