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As for as brake set-up, I have the disc brakes on my rv and I can stop my truck quicker with the rv than with out. Several on this forum have said the same thing even though it doesn't make a lot of sense as my rv weighs 16,200 loaded and my truck weighs 9900# with my wife and I and an extra 60 gallons of fuel. I have a Ram and they aren't known for good brakes to start with. As for as litigation I don't think the Lawyers really care what we say on here as we all just give our opinions and are not experts on anything. I do like to hear other people's experiences and ideas and have spent a lot of money doing just that but it's up to me to make the right decisions as to what is best for me.
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