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I've maintained health insurance for nearly 50 years and I still hope I don't get all my money back in services.
Having said that, We have the forever warrenty that lasts as long as we own the rig and pretty much covers bumper to bumper with no deductables. I need to bring it in yearly for roof inspection and axel lube for $150. We are usually 1000 plus miles from home and our dealer so the peace of mind is worth it.
BTW, these service contracts are way overpriced and the dealer really wants to sell one as the margin is high. You can usually negociate 1/3 to 1/2 off.
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Jim B
2017 Lariat F-350 FX4, CC, SB, 6.7 PSD 4WD
2018 MONTY 3731FL, at our private winter site in GA
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