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Old 07-26-2018, 08:10 AM   #23
awheeler
Montana Fan
 
Join Date: Feb 2017
Location: No Town
Posts: 432
M.O.C. #19482
HMO - No!

Quote:
Originally Posted by bigskyjimmy View Post
Mine is Medicare advantage Humana PPO I did select a primary doctor but I do NOT have to go with him that is why I chose a PPO so I can go to any doctor or clinic (most accept Medicare Advantage) as opposed to a HMO where you HAVE to select and go your doctor and clinic (if he is in that HMO network) and get referals for a specialist Blah Blah Blah.. , I'm a Fulltimer as well and travel all over and have been to different clinics in different cities and all of them accepted my Humana PPO so a PPO was the only way to go for us even though it cost a Little more than a HMO AND... also I have a preexisting condition and nobody would want me before So YEAH I am happy with my PPO Humana

I totally agree! While I am not currently on medicare, I do know that one should never choose an HMO unless there is not other option.



Ann
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