Montana Owners Club - Keystone Montana 5th Wheel Forum - View Single Post

richfaa · 02-20-2006, 06:37 AM

From what you are saying I assume that after retirement you can take your employer Plan with you BUT must bear the FULL cost of the premium.Just for a comparison..Wife and I are both Federal Employees.. me retired she retires in Nov 1st 06. We are able to carry over our BC/BS Health plan however the Government pays about 80% of the monthly premium. Our total monthly cost of Health Insurance and Medicare for the both of us is 428.00 per month. If we had to pay the FULL cost of our BC/BS coverage it would be 428.00 per month per person + Medicare=1032 per month for the both of us. Our BC/BS plan is a pretty good one and with Medicare I have few out of pocket expenses. If your wife was paying @ 400.00 per month for a GOOD private plan that may be about average...pitiful isn't it.

02-20-2006, 06:37 AM	#6
richfaa Montana Master Join Date: Jan 2005 Location: North Ridgeville Posts: 20,229 M.O.C. #2839	From what you are saying I assume that after retirement you can take your employer Plan with you BUT must bear the FULL cost of the premium.Just for a comparison..Wife and I are both Federal Employees.. me retired she retires in Nov 1st 06. We are able to carry over our BC/BS Health plan however the Government pays about 80% of the monthly premium. Our total monthly cost of Health Insurance and Medicare for the both of us is 428.00 per month. If we had to pay the FULL cost of our BC/BS coverage it would be 428.00 per month per person + Medicare=1032 per month for the both of us. Our BC/BS plan is a pretty good one and with Medicare I have few out of pocket expenses. If your wife was paying @ 400.00 per month for a GOOD private plan that may be about average...pitiful isn't it.