Mrs. CountryGuy...you need insurance prior to purchase only if required by your ins co. My ins co insures any vehicle we buy automatically and I must call them within 30 days to give them the particulars.
Re hot water heaters...you can use gas and A/C at the same time, but all it does is increase recovery time...you have a 10 gal tank...that's it. Combining the heating elements does not make any more hot water.
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