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Also remember resale value down the road. A 3 year old truck or 10 year old beater, the market for 4X4 is always larger. People who do not need 4X4 will almost always settle for one; people who need (or think they need 4X4) will not. In our area (VT) it is almost impossible to find a 4X2 truck new and resale value is thousands less.
Tim
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