I wouldn't pay for an extra opinion unless the two insurance companies are at an impasse and you start losing money. As long as it's clear blame on the other driver, and the repairs are going to get completed, or it's going to be totalled (at the right price), I recommend you take a wait and see attitude at this time.
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2016 Montana 3711FL
2005 Ford F350, 6.0 diesel, short bed
Demco Hitchiker Auto Slide hitch
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