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Old 09-23-2014, 04:21 AM   #3
mazboy
Montana Master
 
Join Date: Aug 2009
Location: Grand Rapids
Posts: 1,896
M.O.C. #9561
actually this is what an agent is for...you ask him what he recommends. you already know about replacement cost as one option.

other things such as full timer or part time coverage. what do you want for deductions? each person has their own ideas.
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