[Half Fast Rusty]

There are at least two major coverages that are needed for full timers that many carriers don't provide. When you have a homeowners policy covering your primary home, you have some coverage for personal liability and personal property that extends from that policy. These two coverages are vital to protect you from things that may happen that are not related to driving or pulling your RV. For example, generally your liability coverage from the tow vehicle extends to the trailer. This isn't the case when it is unhooked and parked. Somebody falls down the steps coming out of the restroom and you could be looking at a liability loss that is not covered under your standard RV policy. Risking all that you have worked your entire life for. So, finding a company that has coverage for full timers. I don't know about Progressive, but Good Sam does provide such coverage and caters to full timers who don't have a primary homeowners policy.