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I guess we are amongst the fortunate few. After really screwing up in our younger years we decided to keep our noses to the grindstone and I was able to retire at 56 am now 65. Louise retired at 60 and is now 63. The best part of my retirement was being able to work as a real estate photographer before that bubble burst.
Our investments were always conservative so when everyone else took a hit we were OK. We feel really sorry for those that continue to try, especially our kids. My nephew lost his job a month ago and his wife is due in February. Our youngest son moved to California on a whim, picked up some part time work and landed a job doing maintenance with a walnut processing company. Our middle son took a chance and changed jobs when things were really shaky but is doing great. Finally our oldest son quit his job when thing were good and bought a hobby shop that specializes in RC cars. Business is good as the RC fans seem to have the $ to spend.
I guess there is a silver lining as long as you aren't afraid to look for it.
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