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Dave, I had MorRyde install a heavy duty hitch on my fiver. I only use it with bikes, but, it has a 3000lb hitch weight and a 300lb tongue weight rating. I bought the twin railed bike carrier and cinch my bikes down to the rails then I pull a cover over the both of them. Don't know the year or model of your Montana (might put that in your signature like your truck), but I would not give up. We had two Dahon folding bikes and they are very unstable to ride and a pain in the keester to store underneath. Good Luck, hope this helps.........
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