Thread: Insurance
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Old 11-19-2006, 09:45 AM   #6
ols1932
Montana Master
 
Join Date: Aug 2004
Location: Cedar Rapids
Posts: 4,876
M.O.C. #1944
Quote:
quote:Originally posted by Driftwoodgal

Both our vehicles and Montana are insured with State Farm at the present time. We will be placing the Montana with another company when our policy runs out this next period. State Farm writes their RV policy on an auto policy so they will not give you replacement cost coverage on the Montana nor will they give you it on your TV.

As Mrs. CountryGuy/ Carol mentioned her hubby didn't like how SF writes the coverage so he moved it to a company that will replace the Montana. We will be doing the same once our Montana is a year old.

Colleen
Colleen,
I take it that you don't full time. We had State Farm and they dropped us when we went full time in our Montana back in 2000. They did the same thing in 1982 the first time we tried full timing. Every insurance company makes you purchase insurance for the vehicles pertaining to the state they are registered in (licensed). For example, we tried having Texas registration and use our son's address in Iowa, thus giving us the Iowa insurance rates. Nope! That's illegal and insurance companies are not required to pay if a person tries insuring that way.

Orv
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