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I am not that familiar with Drawtite hitches. But a 16k hitch should be plenty strong enough to pull any Montana. Some will opt for larger ones to have more breathing room between the rated capacity and there own weight. But I don't know that I would run out and buy a larger one just because. I have a RBW hitch that I have had for 10 years. I haven't had any problems with it and don't feel the need to replace it until I see some signs of fatigue. When I do I might look at heavier ones but I have been satisfied with this one for now. Just my opinion, I'm sure others that have more experience with Drawtite may offer more information.
On edit: I wanted to add my hitch is only rated at 15k.
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