Montana Owners Club - Keystone Montana 5th Wheel Forum - View Single Post

**DQDick** · 08-16-2015, 04:15 AM

We have one and have never used it to date. I would be concerned with one that gave you money back. The whole deal with insurance is that they bank the money and some folks use more than they put in and others less and the difference has to be enough for them to make a profit and stay in business. Giving money back would mean that they are either overcharging to start with or may not be able to pay at some time in the future.

08-16-2015, 04:15 AM	#4
DQDick Site Team Join Date: Jun 2011 Location: Wilsey Posts: 18,799 M.O.C. #11455	We have one and have never used it to date. I would be concerned with one that gave you money back. The whole deal with insurance is that they bank the money and some folks use more than they put in and others less and the difference has to be enough for them to make a profit and stay in business. Giving money back would mean that they are either overcharging to start with or may not be able to pay at some time in the future. __________________ Dick, Joyce, Diego, Picatso and Gustav 2017 3720 RL, and 2013 HC 343RL Pullrite Hitch, IS, Disk Brakes, 3rd AC, Winegard Traveler, Bathroom door mod, Dometic 320, couch for desk swap, replaced chairs, sun screens, added awnings, etc.