[1retired06]

If schedule is not an issue, you will get a far better price by selling yourself rather than trade-in to a dealer. If as you stated, you cannot justify taking the loss your numbers are telling you, based on your financing, maybe consider keeping your current rig, since you indicated you like it. For us, who do trade every five years, I justify the expense because we are Florida snowbirds half a year and use it heavily in the summer. And 2002 thru 2008 we were fulltimers. Last two fivers, I have been able to sell both for roughly 2/3s of the original price I paid.