Quote:
Originally Posted by b.o.plenty
Without making a claim, why not ask the insurance company what will happen. If the results are not favorable they won't do anything if you don't file a claim.
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NOT always. Neighbor thought he had major damage and notified his insurance company. When he got the estimate it was much lower than expected so paid for it all out of pocket. Insurer still counted it as an accident in their records even though they paid nothing and did not send an adjuster.