Been with Farmers Insurance since Moby Dick was a Guppie ... decent rates and good service ... however as with most all else now days, they've been steadily bumping up the price. $705 / yr with $750 deductible ... pay by the year to get that discount. Yeah, my ole truck isn't right off the assembly line by any means, but I keep her shining like a new one inside and out, with a few mods she pulls to meet my expectations, and my property tax is easy on the wallet. Heck, I don't even need to know what DEF stands for yet.