Craig and Cheryl,
We have one that's a senior in college and one that is a "pre-freshman" (I think that means she doesn't know if she's going to take a college class and pass) but for the most part all of our disposable income is being disposed of by others.
I have eight years to go, if I want to make it to 30 years and get the largest payout I can, but 25 years is starting to look better. Nevertheless, you're not alone, there are many of us that have to weekend and then do a week here and there. Worst part is coming, putting the Monty in storage for the winter.
mac