[1retired06]

As I mentioned, many variables determine cost. We have fulltime coverage (because of snowbirding six months in Florida), which includes a locked in $75K cash payout for five years from date of purchase, if the rig is wrecked or damaged beyond repair. We have an additional policy with them for our boat. USAA is our primary insurance carrier, does not do fulltime coverage, but partners with Progressive. I signed up re 1000 deductible, but because Progressive rewards safe drivers, my deductible has reduced to $250. Our annual premium is $707.