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We have Progressive and have been claim free for 5+ years. They, Progressive called me last year and this is what I was advised. Since you are claim free for 5 years you now have zero deductible, so if you raise your real deductible you will save a couple of hundred of dollars. When/if you have a claim you then lower your deductible but then of course pay more. We followed her advice and now our 2008 3000RK we pay $388.00 for renewal this year. This is in Washington state. Is this comparable or have I been sold a bill of goods?
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