Quote:
Originally Posted by mlh
I ask my insurance agent. They called Allstate and yes you are covered. They can’t deny coverage if you speed, run a red light or drive drunk.
Go ask your agent and see what they say.
Lynwood
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Hello Lynwood. I most certainly did ask my Progressive agent and shopped around. Perhaps you could Google denial of claims due to insufficient tow capacity. Here is one quote from one site. It would be considered negligence, not akin to speeding, etc.
“Towing in excess of the vehicle manufacturer’s weight limits could not only prove dangerous, but could even be considered negligent. In the event of an accident with an overweight personal vehicle, you could be held responsible for higher awards in a lawsuit for damages to other people, vehicles or property.”